Florida only · Mortgage made simple
Home loans for a brighter tomorrow.
People. Solutions. Possibilities.
Local Florida expertise and real solutions for buyers, homeowners, and investors — guided personally by Brian Stroka.
Florida onlyBrian Stroka
Mortgage Loan Originator · NMLS #1682839
Home Purchase
Find your next chapter
Refinance
Lower rate. Lower payment.
Home Equity
Cash out & HELOC
Self-Employed
Bank statements · P&L · 1099
Realtor Partner
Let's grow together
Get started with Brian
Share your scenario and get a personalized, no-obligation review of your options. No credit pull, no signup — a real person replies.
- Purchase, refinance, home equity & investor loans
- Self-employed friendly (bank statements, P&L, 1099)
- Licensed loan officer · NMLS #1682839
Choose a calculator
Loan programs
Different goals call for different loans. Here are the programs we work with most, ask Brian which one fits your situation.
Conventional
As little as 3% down for qualified buyers, with PMI that drops off over time.
FHA
Flexible credit guidelines and low down payments, backed by the FHA.
VA
No down payment and no PMI for eligible veterans and service members.
Jumbo
Financing above conforming limits for higher-priced properties.
DSCR / Investor
Qualify on the property's rental income, ideal for Airbnb and rentals.
Refinance
Lower your rate, shorten your term, or tap equity with cash-out options.
Work with Brian Stroka
Loan Officer · NMLS #1682839
Have a scenario in mind? Send your numbers over or reach out directly for a personalized, no-obligation review of your options.